Side-by-side · Q2 2026 data
St. Louis Policemen`s Credit Union vs Academic Employees Credit Union
Credit union
St. Louis Policemen`s Credit Union
Saint Louis, Missouri · Under $100 million in assets
Credit union
Academic Employees Credit Union
Columbia, Missouri · Under $100 million in assets
Metric by metric
| Measure | St. Louis Policemen`s Credit Union | Academic Employees Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 25 |
| Loan quality | 28 | 70 (stronger) |
| Earnings | 39 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 38th | 28th |
| Total assets | $20.1M | $17.2M |
| Deposits / shares | $16.3M | $15.8M |
| Capital ratio | 18.68% (stronger) | 7.45% |
| Problem loans | 2.17% | 0.90% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.61% |
| Return on assets | 0.48% | 1.35% (stronger) |
| Loans ÷ deposits | 49.8% (stronger) | 54.2% |
| Uninsured deposits | 3.4% | 0.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Louis Policemen`s Credit Union has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), St. Louis Policemen`s Credit Union leads on 4 and Academic Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.