TellerScore

St. Louis Policemen`s Credit Union is a federally insured state-chartered credit union headquartered in Saint Louis, Missouri, in business for about 92 years. At the end of Q2 2026 it reported $20.1M in total assets and $16.3M in member shares and deposits, with 2 offices across 2 states.

St. Louis Policemen`s Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 46th. Capital cushion contributes the most (100/100, 18.68%); loan quality contributes the least (28/100, 2.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.68%
Loan quality28/100
Loans 60+ days delinquent ÷ total loans: 2.17%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity100/100
Loans ÷ shares: 49.8% · 3.4% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (64 → 69), mostly because the earnings component improved by 14 points.

TellerScore
626976Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202470
Q4 202467
Q1 202576
Q2 202564
Q3 202571
Q4 202573
Q1 202672
Q2 202669
Net worth ratio
7.00%12.84%18.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.89%
Q3 202416.66%
Q4 202417.84%
Q1 202517.08%
Q2 202517.03%
Q3 202517.28%
Q4 202518.19%
Q1 202618.17%
Q2 202618.68%
Delinquent loans (60+ days)
0.96%1.68%2.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.41%
Q3 20241.56%
Q4 20242.07%
Q1 20250.96%
Q2 20252.35%
Q3 20251.71%
Q4 20251.63%
Q1 20261.68%
Q2 20262.17%
Return on assets
-0.13%0.18%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.13%
Q3 20240.01%
Q4 20240.15%
Q1 20250.00%
Q2 20250.13%
Q3 20250.24%
Q4 20250.44%
Q1 20260.34%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$20.1M18.68%2.17%0.48%49.8%
Q1 202672$20.5M18.17%1.68%0.34%48.3%
Q4 202573$20.4M18.19%1.63%0.44%50.6%
Q3 202571$21.2M17.28%1.71%0.24%48.3%
Q2 202564$21.4M17.03%2.35%0.13%45.9%
Q1 202576$21.3M17.08%0.96%0.00%47.5%
Q4 202467$20.4M17.84%2.07%0.15%50.0%
Q3 202470$21.6M16.66%1.56%0.01%46.4%
Q2 202462$21.2M16.89%2.41%-0.13%45.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.68%
73rd
Problem loans2.17%
19th
Net charge-offs0.00%
77th
Return on assets0.48%
41st
Loans to deposits49.8%
64th
Uninsured deposits3.4%
33rd
Loan-loss reserves0.00%
37th
Texas ratio4.7%
31st

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
St. Louis Newspaper Carriers Credit UnionCredit union Fenton, MO53 out of 100, Below average$20.1M6.5%0.01%vs
Summit Ridge Credit UnionCredit union Lees Summit, MO42 out of 100, Below average$19.1M8.4%2.13%vs
Academic Employees Credit UnionCredit union Columbia, MO64 out of 100, Moderate$17.2M7.5%0.90%vs
United Labor Credit UnionCredit union Raytown, MO55 out of 100, Moderate$23.0M7.3%1.13%vs
Stationery Credit UnionCredit union Saint Joseph, MO72 out of 100, Strong$17.0M13.8%0.96%vs
Catholic Family Credit UnionCredit union Kansas City, MO45 out of 100, Below average$16.5M9.0%2.59%vs

Deposit insurance

Is my money safe at St. Louis Policemen`s Credit Union?

Yes. St. Louis Policemen`s Credit Union is a federally insured credit union (NCUA charter #64425). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.4% of shares and deposits ($546K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.68%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

St. Louis Policemen`s Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Louis Policemen`s Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64425
RSSD ID
478391
Primary regulator
State + NCUA
Established
1934
Headquarters
1200 Clark Ave, Saint Louis, MO 63103
Employees
3

Quick answers

St. Louis Policemen`s Credit Union: common questions

Is St. Louis Policemen`s Credit Union NCUA insured?

Yes. St. Louis Policemen`s Credit Union is a federally insured credit union (NCUA charter #64425). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Louis Policemen`s Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Louis Policemen`s Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Saint Louis

InstitutionScoreAssetsCapitalProblem loansCompare
Edward Jones Trust CompanyBank Saint Louis, MO94 out of 100, Very strong$160.5M98.2%0.00%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
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Century Credit UnionCredit union Saint Louis, MO87 out of 100, Very strong$182.0M17.6%0.37%vs
Jm Associates Federal Credit UnionCredit union Jacksonville, FL87 out of 100, Very strong$151.2M15.5%0.71%vs