Side-by-side · Q2 2026 data
St. Louis Policemen`s Credit Union vs United Labor Credit Union
Credit union
St. Louis Policemen`s Credit Union
Saint Louis, Missouri · Under $100 million in assets
Metric by metric
| Measure | St. Louis Policemen`s Credit Union | United Labor Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 23 |
| Loan quality | 28 | 62 (stronger) |
| Earnings | 39 | 46 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 (stronger) | 85 |
| Peer percentile | 38th | 15th |
| Total assets | $20.1M | $23.0M |
| Deposits / shares | $16.3M | $21.2M |
| Capital ratio | 18.68% (stronger) | 7.35% |
| Problem loans | 2.17% | 1.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | 0.48% | 0.66% (stronger) |
| Loans ÷ deposits | 49.8% (stronger) | 54.0% |
| Uninsured deposits | 3.4% (stronger) | 15.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Louis Policemen`s Credit Union has the higher TellerScore (69 vs 55). On the 7 directional measures above (where higher or lower is clearly better), St. Louis Policemen`s Credit Union leads on 5 and United Labor Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.