Side-by-side · Q2 2026 data
St. Mary Parish School Emp. Federal Credit Union vs Cabot Employees Credit Union
Credit union
St. Mary Parish School Emp. Federal Credit Union
Franklin, Louisiana · Under $100 million in assets
Credit union
Cabot Employees Credit Union
Franklin, Louisiana · Under $100 million in assets
Metric by metric
| Measure | St. Mary Parish School Emp. Federal Credit Union | Cabot Employees Credit Union |
|---|---|---|
| TellerScore | 85 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 47 | 59 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 77th | 87th |
| Total assets | $455K | $1.3M |
| Deposits / shares | $349K | $910K |
| Capital ratio | 22.66% | 26.97% (stronger) |
| Problem loans | 0.49% | 0.00% (stronger) |
| Net charge-offs | 3.83% (stronger) | 7.16% |
| Return on assets | 0.67% | 0.98% (stronger) |
| Loans ÷ deposits | 17.9% (stronger) | 46.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cabot Employees Credit Union has the higher TellerScore (89 vs 85). On the 6 directional measures above (where higher or lower is clearly better), St. Mary Parish School Emp. Federal Credit Union leads on 2 and Cabot Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Franklin, LA