Side-by-side · Q2 2026 data
St. Paul Federal Credit Union vs Greater Community Credit Union
Metric by metric
| Measure | St. Paul Federal Credit Union | Greater Community Credit Union |
|---|---|---|
| TellerScore | 76 | 91 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 93 (stronger) | 84 |
| Earnings | 46 | 86 (stronger) |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 68th | 96th |
| Total assets | $252.1M | $296.5M |
| Deposits / shares | $215.2M | $235.0M |
| Capital ratio | 12.93% | 20.72% (stronger) |
| Problem loans | 0.20% (stronger) | 0.48% |
| Net charge-offs | 0.22% | -0.09% (stronger) |
| Return on assets | 0.66% | 1.66% (stronger) |
| Loans ÷ deposits | 92.7% | 73.6% (stronger) |
| Uninsured deposits | 15.5% | 9.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Greater Community Credit Union has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), St. Paul Federal Credit Union leads on 1 and Greater Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.