Side-by-side · Q2 2026 data
St. Philip'S Church Federal Credit Union vs Bykota Federal Credit Union
Credit union
St. Philip'S Church Federal Credit Union
New York, New York · Under $100 million in assets
Credit union
Bykota Federal Credit Union
Brooklyn, New York · Under $100 million in assets
Metric by metric
| Measure | St. Philip'S Church Federal Credit Union | Bykota Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 44 |
| Capital cushion | 100 (stronger) | 11 |
| Loan quality | 0 | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 61 |
| Peer percentile | 49th | 4th |
| Total assets | $1.3M | $1.6M |
| Deposits / shares | $799K | $1.5M |
| Capital ratio | 35.45% (stronger) | 6.12% |
| Problem loans | 10.67% (stronger) | 33.30% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 3.37% (stronger) | 2.06% |
| Loans ÷ deposits | 15.9% | 4.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Philip'S Church Federal Credit Union has the higher TellerScore (74 vs 44). On the 5 directional measures above (where higher or lower is clearly better), St. Philip'S Church Federal Credit Union leads on 4 and Bykota Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.