Bykota Federal Credit Union (NCUA charter #20419) is based in Brooklyn, New York. Its Q2 2026 call report shows $1.6M in total assets and $1.5M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Bykota Federal Credit Union scores 44/100, which we describe as below average. That is higher than only 4% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 258th. Its strongest component is earnings (100/100; 2.06%), and its lowest is loan quality (0/100; 33.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 26 points (18 → 44), mostly because the earnings component improved by 88 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 17 |
| Q3 2024 | 16 |
| Q4 2024 | 20 |
| Q1 2025 | 17 |
| Q2 2025 | 18 |
| Q3 2025 | 17 |
| Q4 2025 | 22 |
| Q1 2026 | 22 |
| Q2 2026 | 44 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 5.65% |
| Q3 2024 | 5.44% |
| Q4 2024 | 5.26% |
| Q1 2025 | 5.20% |
| Q2 2025 | 5.19% |
| Q3 2025 | 5.10% |
| Q4 2025 | 5.13% |
| Q1 2026 | 4.71% |
| Q2 2026 | 6.12% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 25.64% |
| Q3 2024 | 22.96% |
| Q4 2024 | 31.52% |
| Q1 2025 | 36.56% |
| Q2 2025 | 37.70% |
| Q3 2025 | 36.07% |
| Q4 2025 | 26.70% |
| Q1 2026 | 26.06% |
| Q2 2026 | 33.30% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -6.21% |
| Q3 2024 | -4.48% |
| Q4 2024 | 0.00% |
| Q1 2025 | -0.28% |
| Q2 2025 | -0.20% |
| Q3 2025 | -0.42% |
| Q4 2025 | -0.31% |
| Q1 2026 | -1.62% |
| Q2 2026 | 2.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 44 | $1.6M | 6.12% | 33.30% | 2.06% | 4.3% |
| Q1 2026 | 22 | $1.6M | 4.71% | 26.06% | -1.62% | 4.7% |
| Q4 2025 | 22 | $1.6M | 5.13% | 26.70% | -0.31% | 6.8% |
| Q3 2025 | 17 | $1.6M | 5.10% | 36.07% | -0.42% | 9.3% |
| Q2 2025 | 18 | $1.6M | 5.19% | 37.70% | -0.20% | 12.3% |
| Q1 2025 | 17 | $1.6M | 5.20% | 36.56% | -0.28% | 14.4% |
| Q4 2024 | 20 | $1.6M | 5.26% | 31.52% | 0.00% | 16.8% |
| Q3 2024 | 16 | $1.6M | 5.44% | 22.96% | -4.48% | 18.0% |
| Q2 2024 | 17 | $1.6M | 5.65% | 25.64% | -6.21% | 21.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| New York Episcopal Federal Credit UnionCredit union New York, NY | 100 out of 100, Very strong | $1.4M | 16.1% | 0.00% | vs |
| Latvian Federal Credit UnionCredit union Melville, NY | 88 out of 100, Very strong | $1.8M | 25.3% | 0.00% | vs |
| St. Philip'S Church Federal Credit UnionCredit union New York, NY | 74 out of 100, Strong | $1.3M | 35.5% | 10.67% | vs |
| Sloan Public Schools Federal Credit UnionCredit union Cheektowaga, NY | 78 out of 100, Strong | $1.9M | 14.1% | 0.56% | vs |
| Akron School Employees Federal Credit UnionCredit union Akron, NY | 87 out of 100, Very strong | $1.2M | 20.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Bykota Federal Credit Union?
Yes. Bykota Federal Credit Union is a federally insured credit union (NCUA charter #20419). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 6.12%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Bykota Federal Credit Union lists 1 office in 1 city. Most locations:
- Brooklyn, NY (1)
Identity & history
Profile
- Legal name
- Bykota Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20419
- RSSD ID
- 13587
- Primary regulator
- NCUA
- Established
- 1970
- Headquarters
- 457 Grand Ave, Brooklyn, NY 11238
- Employees
- 2
Quick answers
Bykota Federal Credit Union: common questions
Is Bykota Federal Credit Union NCUA insured?
Yes. Bykota Federal Credit Union is a federally insured credit union (NCUA charter #20419). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bykota Federal Credit Union's TellerScore?
44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bykota Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Brooklyn
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |