Side-by-side · Q2 2026 data
St. Philip'S Church Federal Credit Union vs New York Episcopal Federal Credit Union
Credit union
St. Philip'S Church Federal Credit Union
New York, New York · Under $100 million in assets
Credit union
New York Episcopal Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | St. Philip'S Church Federal Credit Union | New York Episcopal Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 49th | 100th |
| Total assets | $1.3M | $1.4M |
| Deposits / shares | $799K | $1.1M |
| Capital ratio | 35.45% (stronger) | 16.11% |
| Problem loans | 10.67% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 4.49% |
| Return on assets | 3.37% | 24.15% (stronger) |
| Loans ÷ deposits | 15.9% | 13.4% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.4% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New York Episcopal Federal Credit Union has the higher TellerScore (100 vs 74). On the 7 directional measures above (where higher or lower is clearly better), St. Philip'S Church Federal Credit Union leads on 3 and New York Episcopal Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.