TellerScore

Headquartered in New York, New York, New York Episcopal Federal Credit Union is a federal credit union with $1.4M in total assets and $1.1M in member shares and deposits as of Q2 2026.

New York Episcopal Federal Credit Union has a TellerScore of 100 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 2nd. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.11%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 24.15%
Funding & liquidity100/100
Loans ÷ shares: 13.4% · 1.4% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 42 points (58 → 100), mostly because the earnings component improved by 100 points.

TellerScore
5879100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202480
Q4 202461
Q1 202585
Q2 202558
Q3 202564
Q4 202561
Q1 202674
Q2 2026100
Net worth ratio
7.00%43.12%79.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202479.23%
Q3 202461.64%
Q4 20248.73%
Q1 20259.98%
Q2 20257.64%
Q3 20259.64%
Q4 20258.80%
Q1 202616.35%
Q2 202616.11%
Delinquent loans (60+ days)
0.00%2.50%5.00%Q3 2024Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterDelinquent loans (60+ days)
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20265.00%
Q2 20260.00%
Return on assets
-138.94%-45.23%48.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-84.98%
Q3 2024-138.94%
Q4 2024-56.49%
Q1 20253.34%
Q2 2025-13.23%
Q3 2025-5.66%
Q4 2025-3.29%
Q1 202648.48%
Q2 202624.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$1.4M16.11%0.00%24.15%13.4%
Q1 202674$1.3M16.35%5.00%48.48%14.5%
Q4 202561$627K8.80%0.00%-3.29%27.3%
Q3 202564$546K9.64%0.00%-5.66%20.9%
Q2 202558$532K7.64%0.00%-13.23%16.9%
Q1 202585$829K9.98%0.00%3.34%8.5%
Q4 202461$868K8.73%0.00%-56.49%3.6%
Q3 202480$341K61.64%0.00%-138.94%8.9%
Q2 202473$465K79.23%—-84.98%0.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.11%
61st
Problem loans0.00%
94th
Net charge-offs4.49%
2nd
Return on assets24.15%
100th
Loans to deposits13.4%
97th
Uninsured deposits1.4%
50th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
St. Philip'S Church Federal Credit UnionCredit union New York, NY74 out of 100, Strong$1.3M35.5%10.67%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
Akron School Employees Federal Credit UnionCredit union Akron, NY87 out of 100, Very strong$1.2M20.9%0.00%vs
Bykota Federal Credit UnionCredit union Brooklyn, NY44 out of 100, Below average$1.6M6.1%33.30%vs
St. John United Federal Credit UnionCredit union Buffalo, NY41 out of 100, Below average$1.1M10.8%4.62%vs
Amnh Employees Federal Credit UnionCredit union New York, NY87 out of 100, Very strong$1.0M20.3%0.00%vs

Deposit insurance

Is my money safe at New York Episcopal Federal Credit Union?

Yes. New York Episcopal Federal Credit Union is a federally insured credit union (NCUA charter #24942). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.4% of shares and deposits ($16K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
New York Episcopal Federal Credit Union
Type
Federal credit union
NCUA charter #
24942
RSSD ID
5809020
Primary regulator
NCUA
Established
2022
Headquarters
Cathedral House, 1047 Amsterdam Ave, New York, NY 10025
Employees
1

Quick answers

New York Episcopal Federal Credit Union: common questions

Is New York Episcopal Federal Credit Union NCUA insured?

Yes. New York Episcopal Federal Credit Union is a federally insured credit union (NCUA charter #24942). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is New York Episcopal Federal Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.