Side-by-side · Q2 2026 data
Stafford Savings Bank vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Stafford Savings Bank | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 94 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 99th | 98th |
| Total assets | $507.0M | $230.3M |
| Deposits / shares | $202.3M | $188.5M |
| Capital ratio | 50.61% (stronger) | 19.74% |
| Problem loans | 0.56% | 0.45% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.03% |
| Return on assets | 8.23% (stronger) | 1.79% |
| Loans ÷ deposits | 32.3% (stronger) | 61.6% |
| Uninsured deposits | 8.6% (stronger) | 12.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stafford Savings Bank has the higher TellerScore (95 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Stafford Savings Bank leads on 6 and Greater Springfield Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.