Side-by-side · Q2 2026 data
Stafford Savings Bank vs Polish National Credit Union
Metric by metric
| Measure | Stafford Savings Bank | Polish National Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 81 | 94 (stronger) |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 99th | 68th |
| Total assets | $507.0M | $776.9M |
| Deposits / shares | $202.3M | $614.5M |
| Capital ratio | 50.61% (stronger) | 13.58% |
| Problem loans | 0.56% | 0.17% (stronger) |
| Net charge-offs | -0.03% | -0.04% (stronger) |
| Return on assets | 8.23% (stronger) | 0.52% |
| Loans ÷ deposits | 32.3% (stronger) | 104.4% |
| Uninsured deposits | 8.6% | 8.3% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.0% |
Stafford Savings Bank has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Stafford Savings Bank leads on 4 and Polish National Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.