Side-by-side · Q2 2026 data
Stagepoint Federal Credit Union vs A.C.P.E. Federal Credit Union
Metric by metric
| Measure | Stagepoint Federal Credit Union | A.C.P.E. Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 83 (stronger) |
| Capital cushion | 35 | 68 (stronger) |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 42 | 89 (stronger) |
| Funding & liquidity | 67 | 95 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 26th | 72nd |
| Total assets | $131.0M | $78.1M |
| Deposits / shares | $119.6M | $68.9M |
| Capital ratio | 8.49% | 11.75% (stronger) |
| Problem loans | 0.14% (stronger) | 0.47% |
| Net charge-offs | 0.87% | 0.09% (stronger) |
| Return on assets | 0.55% | 1.74% (stronger) |
| Loans ÷ deposits | 93.0% | 65.5% (stronger) |
| Uninsured deposits | 7.5% (stronger) | 8.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
A.C.P.E. Federal Credit Union has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Stagepoint Federal Credit Union leads on 2 and A.C.P.E. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.