Side-by-side · Q2 2026 data
Stagepoint Federal Credit Union vs Grand Altitude Federal Credit Union
Credit union
Grand Altitude Federal Credit Union
Lander, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Stagepoint Federal Credit Union | Grand Altitude Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 85 (stronger) |
| Capital cushion | 35 | 88 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 42 | 75 (stronger) |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 26th | 87th |
| Total assets | $131.0M | $222.3M |
| Deposits / shares | $119.6M | $190.7M |
| Capital ratio | 8.49% | 13.83% (stronger) |
| Problem loans | 0.14% (stronger) | 0.23% |
| Net charge-offs | 0.87% | 0.31% (stronger) |
| Return on assets | 0.55% | 1.39% (stronger) |
| Loans ÷ deposits | 93.0% | 85.4% (stronger) |
| Uninsured deposits | 7.5% | 6.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Grand Altitude Federal Credit Union has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Stagepoint Federal Credit Union leads on 1 and Grand Altitude Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.