Side-by-side · Q2 2026 data
Stagepoint Federal Credit Union vs Western Vista Federal Credit Union
Metric by metric
| Measure | Stagepoint Federal Credit Union | Western Vista Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 35 | 43 (stronger) |
| Loan quality | 95 (stronger) | 77 |
| Earnings | 42 | 50 (stronger) |
| Funding & liquidity | 67 | 73 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 26th | 26th |
| Total assets | $131.0M | $280.8M |
| Deposits / shares | $119.6M | $235.3M |
| Capital ratio | 8.49% | 9.35% (stronger) |
| Problem loans | 0.14% (stronger) | 0.68% |
| Net charge-offs | 0.87% | 0.59% (stronger) |
| Return on assets | 0.55% | 0.75% (stronger) |
| Loans ÷ deposits | 93.0% | 87.7% (stronger) |
| Uninsured deposits | 7.5% | 6.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Stagepoint Federal Credit Union leads on 1 and Western Vista Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.