TellerScore

Side-by-side · Q2 2026 data

Staley Credit Union vs United Equity Credit Union

Credit union

Staley Credit Union

Decatur, Illinois · $100 million – $1 billion

80of 100
Strong

Credit union

United Equity Credit Union

Decatur, Illinois · Under $100 million in assets

94of 100
Very strong

Metric by metric

MeasureStaley Credit UnionUnited Equity Credit Union
TellerScore8094 (stronger)
Capital cushion68100 (stronger)
Loan quality96 (stronger)92
Earnings7187 (stronger)
Funding & liquidity7888 (stronger)
Problem-loan coverage9899 (stronger)
Peer percentile78th95th
Total assets$228.5M$66.2M
Deposits / shares$202.0M$53.7M
Capital ratio11.83%18.66% (stronger)
Problem loans0.13% (stronger)0.23%
Net charge-offs0.14% (stronger)0.21%
Return on assets1.28%1.68% (stronger)
Loans ÷ deposits82.0%72.5% (stronger)
Uninsured deposits0.0%0.0%
Offices62
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

United Equity Credit Union has the higher TellerScore (94 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Staley Credit Union leads on 2 and United Equity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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