Side-by-side · Q2 2026 data
Stanford Federal Credit Union vs California Federal Credit Union
Metric by metric
| Measure | Stanford Federal Credit Union | California Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 62 (stronger) | 44 |
| Loan quality | 93 (stronger) | 85 |
| Earnings | 60 (stronger) | 41 |
| Funding & liquidity | 61 | 86 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 70th | 41st |
| Total assets | $4.6B | $5.4B |
| Deposits / shares | $3.6B | $4.9B |
| Capital ratio | 11.21% (stronger) | 9.41% |
| Problem loans | 0.21% (stronger) | 0.44% |
| Net charge-offs | 0.14% | 0.13% (stronger) |
| Return on assets | 1.01% (stronger) | 0.53% |
| Loans ÷ deposits | 96.7% | 73.0% (stronger) |
| Uninsured deposits | 17.5% | 15.7% (stronger) |
| Offices | 6 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Stanford Federal Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Stanford Federal Credit Union leads on 4 and California Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.