Side-by-side · Q2 2026 data
Stanford Federal Credit Union vs Credit Union of Southern Ca, a
Metric by metric
| Measure | Stanford Federal Credit Union | Credit Union of Southern Ca, a |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 62 | 63 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 60 | 67 (stronger) |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 70th | 75th |
| Total assets | $4.6B | $4.0B |
| Deposits / shares | $3.6B | $3.1B |
| Capital ratio | 11.21% | 11.30% (stronger) |
| Problem loans | 0.21% (stronger) | 0.60% |
| Net charge-offs | 0.14% (stronger) | 0.59% |
| Return on assets | 1.01% | 1.16% (stronger) |
| Loans ÷ deposits | 96.7% | 69.8% (stronger) |
| Uninsured deposits | 17.5% | 6.0% (stronger) |
| Offices | 6 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Credit Union of Southern Ca, a has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Stanford Federal Credit Union leads on 2 and Credit Union of Southern Ca, a on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.