TellerScore

Credit Union of Southern Ca, a is a federal credit union headquartered in Anaheim, California, in business for about 72 years. At the end of Q2 2026 it reported $4.0B in total assets and $3.1B in member shares and deposits, with 24 offices across 2 states.

Based on its Q2 2026 filing, Credit Union of Southern Ca, a scores 75/100, which we describe as strong. That is higher than 75% of 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 86th. Its strongest component is problem-loan coverage (94/100; 2.8%), and its lowest is capital cushion (63/100; 11.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.30%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.60%
Earnings67/100
Return on assets (annualized): 1.16%
Funding & liquidity90/100
Loans ÷ shares: 69.8% · 6.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.81%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

3 quarters

Health trend

The score has been essentially flat from Q4 2025 to Q2 2026 (74 → 75).

TellerScore
747677Q4 2025Q2 2026
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QuarterTellerScore
Q4 202574
Q1 202677
Q2 202675
Net worth ratio
7.00%9.15%11.30%well-capitalized benchmarkQ4 2025Q2 2026
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QuarterNet worth ratio
Q4 202511.28%
Q1 202611.27%
Q2 202611.30%
Delinquent loans (60+ days)
0.48%0.54%0.60%Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q4 20250.51%
Q1 20260.48%
Q2 20260.60%
Return on assets
0.91%1.04%1.16%Q4 2025Q2 2026
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QuarterReturn on assets
Q4 20250.91%
Q1 20261.16%
Q2 20261.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$4.0B11.30%0.60%1.16%69.8%
Q1 202677$3.9B11.27%0.48%1.16%67.9%
Q4 202574$3.8B11.28%0.51%0.91%70.6%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.30%
59th
Problem loans0.60%
60th
Net charge-offs0.59%
41st
Return on assets1.16%
79th
Loans to deposits69.8%
87th
Uninsured deposits6.0%
80th
Loan-loss reserves0.00%
50th
Texas ratio2.8%
77th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Nuvision Federal Credit UnionCredit union Huntington Beac, CA70 out of 100, Strong$4.0B12.0%0.62%vs
Valley Strong Credit UnionCredit union Bakersfield, CA51 out of 100, Below average$4.1B9.3%1.94%vs
Safe Credit UnionCredit union Folsom, CA71 out of 100, Strong$4.4B10.8%0.52%vs
Provident Credit UnionCredit union Redwood City, CA72 out of 100, Strong$3.6B10.9%0.07%vs
California Coast Credit UnionCredit union San Diego, CA85 out of 100, Very strong$3.5B13.9%0.26%vs
Technology Credit UnionCredit union San Jose, CA62 out of 100, Moderate$4.5B11.3%0.57%vs

Deposit insurance

Is my money safe at Credit Union of Southern Ca, a?

Yes. Credit Union of Southern Ca, a is a federally insured credit union (NCUA charter #24983). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.0% of shares and deposits ($184.0M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.30%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

24 locations

Branches

Credit Union of Southern Ca, a lists 24 offices in 19 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Credit Union of Southern Ca, a
Type
Federal credit union
NCUA charter #
24983
RSSD ID
47489
Primary regulator
NCUA
Established
1954
Headquarters
8101 E Kaiser Blvd Ste 200, Anaheim, CA 92808
Employees
491

Quick answers

Credit Union of Southern Ca, a: common questions

Is Credit Union of Southern Ca, a NCUA insured?

Yes. Credit Union of Southern Ca, a is a federally insured credit union (NCUA charter #24983). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Credit Union of Southern Ca, a's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Credit Union of Southern Ca, a have?

24 offices as of the latest NCUA data, in 2 states.

Nearby

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