Side-by-side · Q2 2026 data
Stanford Federal Credit Union vs Safe Credit Union
Metric by metric
| Measure | Stanford Federal Credit Union | Safe Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 62 (stronger) | 58 |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 60 (stronger) | 59 |
| Funding & liquidity | 61 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 70th | 62nd |
| Total assets | $4.6B | $4.4B |
| Deposits / shares | $3.6B | $3.9B |
| Capital ratio | 11.21% (stronger) | 10.82% |
| Problem loans | 0.21% (stronger) | 0.52% |
| Net charge-offs | 0.14% (stronger) | 0.29% |
| Return on assets | 1.01% (stronger) | 0.97% |
| Loans ÷ deposits | 96.7% | 79.9% (stronger) |
| Uninsured deposits | 17.5% | 0.1% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 10.1% |
Stanford Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Stanford Federal Credit Union leads on 5 and Safe Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.