Side-by-side · Q2 2026 data
Stanford Federal Credit Union vs Travis Credit Union
Metric by metric
| Measure | Stanford Federal Credit Union | Travis Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 62 (stronger) | 54 |
| Loan quality | 93 (stronger) | 78 |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 61 | 68 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 70th | 41st |
| Total assets | $4.6B | $5.9B |
| Deposits / shares | $3.6B | $4.8B |
| Capital ratio | 11.21% (stronger) | 10.44% |
| Problem loans | 0.21% (stronger) | 0.67% |
| Net charge-offs | 0.14% (stronger) | 0.64% |
| Return on assets | 1.01% (stronger) | 0.75% |
| Loans ÷ deposits | 96.7% | 92.1% (stronger) |
| Uninsured deposits | 17.5% | 12.1% (stronger) |
| Offices | 6 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 10.2% |
Stanford Federal Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Stanford Federal Credit Union leads on 5 and Travis Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.