Side-by-side · Q2 2026 data
Stanton State Bank vs Madison County Bank
Metric by metric
| Measure | Stanton State Bank | Madison County Bank |
|---|---|---|
| TellerScore | 74 | 85 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 71 | 73 (stronger) |
| Funding & liquidity | 89 (stronger) | 56 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 51st | 88th |
| Total assets | $64.8M | $613.2M |
| Deposits / shares | $58.4M | $479.2M |
| Capital ratio | 9.65% | 15.11% (stronger) |
| Problem loans | 0.24% (stronger) | 0.37% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.28% | 1.33% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 94.9% |
| Uninsured deposits | 22.0% (stronger) | 23.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison County Bank has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Stanton State Bank leads on 4 and Madison County Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.