TellerScore

Stanton State Bank (FDIC certificate #5478) is based in Stanton, Nebraska. Its Q2 2026 call report shows $64.8M in total assets and $58.4M in deposits and 2 offices.

Based on its Q2 2026 filing, Stanton State Bank scores 74/100, which we describe as strong. That is higher than 51% of 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 73rd. Its strongest component is problem-loan coverage (97/100; 1.4%), and its lowest is capital cushion (47/100; 9.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Tier 1 leverage ratio: 9.65%
Loan quality92/100
Noncurrent loans ÷ total loans: 0.24%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity89/100
Loans ÷ deposits and uninsured-deposit share: 63.5% · 22.0% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 14 points (60 → 74), mostly because the loan quality component improved by 27 points.

TellerScore
606875Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202466
Q3 202468
Q4 202469
Q1 202560
Q2 202560
Q3 202564
Q4 202563
Q1 202675
Q2 202674
Tier 1 leverage ratio
5.00%7.33%9.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20248.78%
Q3 20249.17%
Q4 20249.22%
Q1 20259.26%
Q2 20259.13%
Q3 20259.51%
Q4 20259.40%
Q1 20269.56%
Q2 20269.65%
Noncurrent loans
0.00%0.53%1.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.31%
Q3 20240.31%
Q4 20240.00%
Q1 20251.06%
Q2 20251.05%
Q3 20250.97%
Q4 20250.82%
Q1 20260.26%
Q2 20260.24%
Return on assets
0.31%0.83%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.46%
Q3 20240.55%
Q4 20240.31%
Q1 20250.36%
Q2 20250.71%
Q3 20250.87%
Q4 20250.59%
Q1 20261.34%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$64.8M9.65%0.24%1.28%63.5%
Q1 202675$63.1M9.56%0.26%1.34%62.0%
Q4 202563$61.4M9.40%0.82%0.59%67.8%
Q3 202564$61.1M9.51%0.97%0.87%65.7%
Q2 202560$60.9M9.13%1.05%0.71%63.6%
Q1 202560$60.4M9.26%1.06%0.36%60.6%
Q4 202469$57.3M9.22%0.00%0.31%61.4%
Q3 202468$58.5M9.17%0.31%0.55%58.7%
Q2 202466$59.9M8.78%0.31%0.46%57.3%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.65%
15th
Total risk-based capital17.63%
69th
Problem loans0.24%
55th
Net charge-offs-0.01%
84th
Return on assets1.28%
66th
Net interest margin3.94%
53rd
Efficiency ratio67.1%
58th
Loans to deposits63.5%
54th
Uninsured deposits22.0%
28th
Loan-loss reserves1.18%
47th
Texas ratio1.4%
54th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Cedar Security BankBank Fordyce, NE87 out of 100, Very strong$62.1M18.0%0.96%vs
State Bank of ScotiaBank Scotia, NE59 out of 100, Moderate$61.0M19.9%7.84%vs
American Exchange BankBank Elmwood, NE72 out of 100, Strong$69.7M9.6%0.98%vs
Adams State BankBank Adams, NE91 out of 100, Very strong$70.2M16.6%0.09%vs
Genoa Community BankBank Genoa, NE85 out of 100, Very strong$70.5M12.9%0.00%vs
Battle Creek State BankBank Battle Creek, NE81 out of 100, Strong$71.0M14.4%0.00%vs

Deposit insurance

Is my money safe at Stanton State Bank?

Yes. Stanton State Bank is an FDIC-insured institution (FDIC certificate #5478). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.0% of deposits ($12.9M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.65%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.63% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Stanton State Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Stanton State Bank
Former names
The Stanton National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
5478
RSSD ID
382256
Primary regulator
FED
Holding company
Eberly Investment Co
Established
January 1, 1882
Headquarters
924 Ivy St, Stanton, NE 68779
Employees
9

Quick answers

Stanton State Bank: common questions

Is Stanton State Bank FDIC insured?

Yes. Stanton State Bank is an FDIC-insured institution (FDIC certificate #5478). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Stanton State Bank's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Stanton State Bank ever failed?

There is no failure record for FDIC certificate #5478 in the FDIC failed bank list.

How many branches does Stanton State Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Stanton

InstitutionScoreAssetsCapitalProblem loansCompare
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
Heritage BankBank Wood River, NE86 out of 100, Very strong$611.6M23.0%1.18%vs
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
Madison County BankBank Madison, NE85 out of 100, Very strong$613.2M15.1%0.37%vs
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs
Clarkson BankBank Clarkson, NE82 out of 100, Strong$81.4M11.0%0.19%vs