Side-by-side · Q2 2026 data
Stanton State Bank vs State Bank of Scotia
Metric by metric
| Measure | Stanton State Bank | State Bank of Scotia |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 71 (stronger) | 36 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 67 |
| Peer percentile | 51st | 18th |
| Total assets | $64.8M | $61.0M |
| Deposits / shares | $58.4M | $48.6M |
| Capital ratio | 9.65% | 19.87% (stronger) |
| Problem loans | 0.24% (stronger) | 7.84% |
| Net charge-offs | -0.01% (stronger) | 0.22% |
| Return on assets | 1.28% (stronger) | 0.40% |
| Loans ÷ deposits | 63.5% | 53.7% (stronger) |
| Uninsured deposits | 22.0% | 14.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stanton State Bank has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Stanton State Bank leads on 4 and State Bank of Scotia on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.