Side-by-side · Q2 2026 data
Stanwood Area Federal Credit Union vs Saint Vincent Erie Federal Credit Union
Credit union
Stanwood Area Federal Credit Union
New Stanton, Pennsylvania · Under $100 million in assets
Credit union
Saint Vincent Erie Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Stanwood Area Federal Credit Union | Saint Vincent Erie Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 54 | 72 (stronger) |
| Loan quality | 64 | 71 (stronger) |
| Earnings | 32 | 65 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 24th | 57th |
| Total assets | $18.6M | $17.9M |
| Deposits / shares | $16.6M | $15.7M |
| Capital ratio | 10.45% | 12.21% (stronger) |
| Problem loans | 1.07% | 0.86% (stronger) |
| Net charge-offs | 0.51% | 0.32% (stronger) |
| Return on assets | 0.30% | 1.12% (stronger) |
| Loans ÷ deposits | 64.6% | 28.6% (stronger) |
| Uninsured deposits | 0.7% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Saint Vincent Erie Federal Credit Union has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Stanwood Area Federal Credit Union leads on 0 and Saint Vincent Erie Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.