Side-by-side · Q2 2026 data
Star of Texas Credit Union vs Service 1st Credit Union
Metric by metric
| Measure | Star of Texas Credit Union | Service 1st Credit Union |
|---|---|---|
| TellerScore | 66 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 32nd | 90th |
| Total assets | $71.6M | $71.3M |
| Deposits / shares | $54.1M | $58.9M |
| Capital ratio | 22.32% (stronger) | 16.78% |
| Problem loans | 3.79% | 0.78% (stronger) |
| Net charge-offs | 0.30% | 0.09% (stronger) |
| Return on assets | 3.94% (stronger) | 1.72% |
| Loans ÷ deposits | 98.7% | 60.4% (stronger) |
| Uninsured deposits | 17.1% | 3.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service 1st Credit Union has the higher TellerScore (91 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Star of Texas Credit Union leads on 2 and Service 1st Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.