Side-by-side · Q2 2026 data
Star of Texas Credit Union vs Vatat Credit Union
Metric by metric
| Measure | Star of Texas Credit Union | Vatat Credit Union |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 59 | 64 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 32nd | 70th |
| Total assets | $71.6M | $11.0M |
| Deposits / shares | $54.1M | $8.7M |
| Capital ratio | 22.32% (stronger) | 17.90% |
| Problem loans | 3.79% | 0.74% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 3.94% (stronger) | 1.33% |
| Loans ÷ deposits | 98.7% | 78.0% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 31.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vatat Credit Union has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Star of Texas Credit Union leads on 3 and Vatat Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.