Side-by-side · Q2 2026 data
Star Tech Federal Credit Union vs Electrical Federal Credit Union
Credit union
Star Tech Federal Credit Union
Greenwood Villa, Colorado · Under $100 million in assets
Metric by metric
| Measure | Star Tech Federal Credit Union | Electrical Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 87 (stronger) | 75 |
| Earnings | 80 (stronger) | 49 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 90th | 57th |
| Total assets | $11.1M | $54.3M |
| Deposits / shares | $8.6M | $47.1M |
| Capital ratio | 22.22% (stronger) | 12.99% |
| Problem loans | 0.38% (stronger) | 0.75% |
| Net charge-offs | 0.40% (stronger) | 0.96% |
| Return on assets | 1.50% (stronger) | 0.73% |
| Loans ÷ deposits | 69.3% | 52.5% (stronger) |
| Uninsured deposits | 8.6% | 4.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Star Tech Federal Credit Union has the higher TellerScore (91 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Star Tech Federal Credit Union leads on 5 and Electrical Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.