Side-by-side · Q2 2026 data
Starion Bank vs Railway Credit Union
Metric by metric
| Measure | Starion Bank | Railway Credit Union |
|---|---|---|
| TellerScore | 56 | 74 (stronger) |
| Capital cushion | 44 | 71 (stronger) |
| Loan quality | 52 | 83 (stronger) |
| Earnings | 66 (stronger) | 55 |
| Funding & liquidity | 58 | 76 (stronger) |
| Problem-loan coverage | 81 | 92 (stronger) |
| Peer percentile | 15th | 63rd |
| Total assets | $2.1B | $211.6M |
| Deposits / shares | $1.8B | $184.4M |
| Capital ratio | 9.45% | 12.12% (stronger) |
| Problem loans | 1.45% | 0.50% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.14% (stronger) | 0.89% |
| Loans ÷ deposits | 69.4% (stronger) | 83.8% |
| Uninsured deposits | 44.6% | 6.3% (stronger) |
| Offices | 16 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Railway Credit Union has the higher TellerScore (74 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Starion Bank leads on 3 and Railway Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.