Side-by-side · Q2 2026 data
State Bank & Trust vs First Jackson Bank, Inc.
Metric by metric
| Measure | State Bank & Trust | First Jackson Bank, Inc. |
|---|---|---|
| TellerScore | 63 | 93 (stronger) |
| Capital cushion | 40 | 98 (stronger) |
| Loan quality | 83 | 97 (stronger) |
| Earnings | 56 | 97 (stronger) |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $413.0M | $444.3M |
| Deposits / shares | $362.6M | $359.2M |
| Capital ratio | 9.01% | 14.77% (stronger) |
| Problem loans | 0.51% | 0.08% (stronger) |
| Net charge-offs | 0.23% | -0.03% (stronger) |
| Return on assets | 0.89% | 1.93% (stronger) |
| Loans ÷ deposits | 76.1% (stronger) | 84.8% |
| Uninsured deposits | 31.7% | 23.6% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 63). On the 7 directional measures above (where higher or lower is clearly better), State Bank & Trust leads on 1 and First Jackson Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.