Side-by-side · Q2 2026 data
State Bank vs Community Partners Savings Bank
Metric by metric
| Measure | State Bank | Community Partners Savings Bank |
|---|---|---|
| TellerScore | 52 | 63 (stronger) |
| Capital cushion | 42 | 69 (stronger) |
| Loan quality | 57 (stronger) | 41 |
| Earnings | 36 | 47 (stronger) |
| Funding & liquidity | 84 | 94 (stronger) |
| Problem-loan coverage | 54 | 85 (stronger) |
| Peer percentile | 8th | 24th |
| Total assets | $295.8M | $288.4M |
| Deposits / shares | $267.0M | $226.5M |
| Capital ratio | 9.23% | 11.88% (stronger) |
| Problem loans | 1.28% (stronger) | 1.77% |
| Net charge-offs | 0.66% | 0.08% (stronger) |
| Return on assets | 0.40% | 0.67% (stronger) |
| Loans ÷ deposits | 76.7% | 56.9% (stronger) |
| Uninsured deposits | 11.5% (stronger) | 20.8% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 17.5% |
Community Partners Savings Bank has the higher TellerScore (63 vs 52). On the 7 directional measures above (where higher or lower is clearly better), State Bank leads on 2 and Community Partners Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.