Side-by-side · Q2 2026 data
State Bank Financial vs BLC Community Bank
Metric by metric
| Measure | State Bank Financial | BLC Community Bank |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 70 | 88 (stronger) |
| Funding & liquidity | 66 (stronger) | 31 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 53rd | 53rd |
| Total assets | $512.1M | $475.5M |
| Deposits / shares | $439.0M | $378.4M |
| Capital ratio | 9.94% | 10.22% (stronger) |
| Problem loans | 0.11% | 0.02% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.25% | 1.70% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 102.0% |
| Uninsured deposits | 29.4% (stronger) | 39.5% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 1.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), State Bank Financial leads on 3 and BLC Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.