Side-by-side · Q2 2026 data
State Bank Financial vs Coulee Bank
Metric by metric
| Measure | State Bank Financial | Coulee Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 39 |
| Capital cushion | 49 (stronger) | 41 |
| Loan quality | 96 (stronger) | 17 |
| Earnings | 70 (stronger) | 39 |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 56 |
| Peer percentile | 53rd | 2nd |
| Total assets | $512.1M | $524.4M |
| Deposits / shares | $439.0M | $428.1M |
| Capital ratio | 9.94% (stronger) | 9.13% |
| Problem loans | 0.11% (stronger) | 2.50% |
| Net charge-offs | -0.03% (stronger) | 0.12% |
| Return on assets | 1.25% (stronger) | 0.47% |
| Loans ÷ deposits | 78.5% (stronger) | 92.1% |
| Uninsured deposits | 29.4% | 19.8% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 5.6% |
State Bank Financial has the higher TellerScore (73 vs 39). On the 7 directional measures above (where higher or lower is clearly better), State Bank Financial leads on 6 and Coulee Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.