Side-by-side · Q1 2026 data
State Bank Northwest vs Avista Corp. Credit Union
Metric by metric
| Measure | State Bank Northwest | Avista Corp. Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 86 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 58 | 88 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 80th |
| Total assets | $223.0M | $72.5M |
| Deposits / shares | $185.4M | $59.2M |
| Capital ratio | 14.16% | 18.04% (stronger) |
| Problem loans | 0.05% (stronger) | 0.08% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.40% (stronger) | 0.53% |
| Loans ÷ deposits | 85.1% | 72.1% (stronger) |
| Uninsured deposits | 30.8% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank Northwest has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), State Bank Northwest leads on 3 and Avista Corp. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.