Side-by-side · Q2 2026 data
State Bank of Bellingham vs Greater Community Credit Union
Metric by metric
| Measure | State Bank of Bellingham | Greater Community Credit Union |
|---|---|---|
| TellerScore | 62 | 91 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 17 | 84 (stronger) |
| Earnings | 29 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 20th | 96th |
| Total assets | $46.4M | $296.5M |
| Deposits / shares | $38.4M | $235.0M |
| Capital ratio | 14.81% | 20.72% (stronger) |
| Problem loans | 2.50% | 0.48% (stronger) |
| Net charge-offs | 0.00% | -0.09% (stronger) |
| Return on assets | 0.22% | 1.66% (stronger) |
| Loans ÷ deposits | 58.1% (stronger) | 73.6% |
| Uninsured deposits | 11.0% | 9.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Community Credit Union has the higher TellerScore (91 vs 62). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bellingham leads on 1 and Greater Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.