Side-by-side · Q2 2026 data
State Bank of Bement vs BankChampaign, National Association
Metric by metric
| Measure | State Bank of Bement | BankChampaign, National Association |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 52 | 68 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 60 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 34th | 86th |
| Total assets | $185.6M | $242.8M |
| Deposits / shares | $165.9M | $193.3M |
| Capital ratio | 10.19% | 11.84% (stronger) |
| Problem loans | 0.54% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.68% | 2.14% (stronger) |
| Loans ÷ deposits | 65.1% (stronger) | 100.2% |
| Uninsured deposits | 28.1% | 12.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 0.0% |
BankChampaign, National Association has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bement leads on 1 and BankChampaign, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.