Side-by-side · Q2 2026 data
State Bank of Bement vs First National Bank of Nokomis
Metric by metric
| Measure | State Bank of Bement | First National Bank of Nokomis |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 52 | 59 (stronger) |
| Loan quality | 82 (stronger) | 68 |
| Earnings | 47 | 73 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 34th | 53rd |
| Total assets | $185.6M | $181.9M |
| Deposits / shares | $165.9M | $160.6M |
| Capital ratio | 10.19% | 10.89% (stronger) |
| Problem loans | 0.54% (stronger) | 0.96% |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 0.68% | 1.33% (stronger) |
| Loans ÷ deposits | 65.1% | 58.4% (stronger) |
| Uninsured deposits | 28.1% | 14.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
First National Bank of Nokomis has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bement leads on 1 and First National Bank of Nokomis on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.