Side-by-side · Q2 2026 data
State Bank of Bement vs Prairie Community Bank
Metric by metric
| Measure | State Bank of Bement | Prairie Community Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 39 |
| Capital cushion | 52 (stronger) | 38 |
| Loan quality | 82 (stronger) | 6 |
| Earnings | 47 | 49 (stronger) |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 94 (stronger) | 52 |
| Peer percentile | 34th | 2nd |
| Total assets | $185.6M | $187.5M |
| Deposits / shares | $165.9M | $170.9M |
| Capital ratio | 10.19% (stronger) | 8.75% |
| Problem loans | 0.54% (stronger) | 2.82% |
| Net charge-offs | 0.05% | -0.08% (stronger) |
| Return on assets | 0.68% | 0.71% (stronger) |
| Loans ÷ deposits | 65.1% (stronger) | 77.5% |
| Uninsured deposits | 28.1% | 19.8% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 0.0% |
State Bank of Bement has the higher TellerScore (67 vs 39). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bement leads on 4 and Prairie Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.