Side-by-side · Q2 2026 data
State Bank of Bement vs Town Center Bank
Metric by metric
| Measure | State Bank of Bement | Town Center Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 52 | 64 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 47 (stronger) | 30 |
| Funding & liquidity | 81 (stronger) | 48 |
| Problem-loan coverage | 94 (stronger) | 78 |
| Peer percentile | 34th | 29th |
| Total assets | $185.6M | $180.6M |
| Deposits / shares | $165.9M | $138.3M |
| Capital ratio | 10.19% | 11.38% (stronger) |
| Problem loans | 0.54% | 0.00% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.91% |
| Return on assets | 0.68% (stronger) | 0.25% |
| Loans ÷ deposits | 65.1% (stronger) | 101.7% |
| Uninsured deposits | 28.1% | 24.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
State Bank of Bement has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Bement leads on 4 and Town Center Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.