Side-by-side · Q2 2026 data
State Bank of Chandler vs First National Bank
Metric by metric
| Measure | State Bank of Chandler | First National Bank |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 68 (stronger) | 33 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 68 |
| Problem-loan coverage | 89 (stronger) | 85 |
| Peer percentile | 51st | 68th |
| Total assets | $68.7M | $477.8M |
| Deposits / shares | $60.2M | $380.1M |
| Capital ratio | 11.59% | 18.41% (stronger) |
| Problem loans | 0.95% (stronger) | 2.01% |
| Net charge-offs | 0.00% (stronger) | 4.62% |
| Return on assets | 1.49% | 2.18% (stronger) |
| Loans ÷ deposits | 77.7% (stronger) | 90.6% |
| Uninsured deposits | 9.6% (stronger) | 16.2% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
First National Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Chandler leads on 4 and First National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.