Side-by-side · Q2 2026 data
State Bank of Cherry vs National Bank of St. Anne
Metric by metric
| Measure | State Bank of Cherry | National Bank of St. Anne |
|---|---|---|
| TellerScore | 72 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 83 (stronger) | 48 |
| Earnings | 56 | 72 (stronger) |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 94 (stronger) | 77 |
| Peer percentile | 50th | 14th |
| Total assets | $137.6M | $143.2M |
| Deposits / shares | $105.5M | $126.8M |
| Capital ratio | 11.63% (stronger) | 9.44% |
| Problem loans | 0.50% (stronger) | 1.55% |
| Net charge-offs | 1.09% | 0.04% (stronger) |
| Return on assets | 0.89% | 1.29% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 95.2% |
| Uninsured deposits | 16.2% | 15.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Cherry has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Cherry leads on 4 and National Bank of St. Anne on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.