Side-by-side · Q2 2026 data
State Bank of Cherry vs Ottawa Hiway Credit Union
Metric by metric
| Measure | State Bank of Cherry | Ottawa Hiway Credit Union |
|---|---|---|
| TellerScore | 72 | 100 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 50th | 100th |
| Total assets | $137.6M | $16.3M |
| Deposits / shares | $105.5M | $13.5M |
| Capital ratio | 11.63% | 16.69% (stronger) |
| Problem loans | 0.50% | 0.00% (stronger) |
| Net charge-offs | 1.09% | 0.07% (stronger) |
| Return on assets | 0.89% | 2.12% (stronger) |
| Loans ÷ deposits | 87.1% | 52.9% (stronger) |
| Uninsured deposits | 16.2% | 11.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ottawa Hiway Credit Union has the higher TellerScore (100 vs 72). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Cherry leads on 0 and Ottawa Hiway Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.