Side-by-side · Q2 2026 data
State Bank of Chilton vs Holy Family Memorial Credit Union
Credit union
Holy Family Memorial Credit Union
Manitowoc, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | State Bank of Chilton | Holy Family Memorial Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 77 (stronger) | 61 |
| Loan quality | 81 | 97 (stronger) |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 77th | 52nd |
| Total assets | $516.5M | $19.7M |
| Deposits / shares | $435.9M | $17.4M |
| Capital ratio | 12.75% (stronger) | 11.09% |
| Problem loans | 0.58% | 0.09% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 2.40% (stronger) | 0.46% |
| Loans ÷ deposits | 98.8% | 59.1% (stronger) |
| Uninsured deposits | 25.7% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
State Bank of Chilton has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Chilton leads on 4 and Holy Family Memorial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.