Side-by-side · Q2 2026 data
State Bank of Chilton vs Kohler Credit Union
Metric by metric
| Measure | State Bank of Chilton | Kohler Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 77 (stronger) | 58 |
| Loan quality | 81 | 89 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 49 | 64 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 77th | 54th |
| Total assets | $516.5M | $776.4M |
| Deposits / shares | $435.9M | $662.0M |
| Capital ratio | 12.75% (stronger) | 10.80% |
| Problem loans | 0.58% | 0.32% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.10% |
| Return on assets | 2.40% (stronger) | 1.03% |
| Loans ÷ deposits | 98.8% | 95.8% (stronger) |
| Uninsured deposits | 25.7% | 4.4% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 9.0% |
State Bank of Chilton has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Chilton leads on 4 and Kohler Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.