Side-by-side · Q2 2026 data
State Bank of Easton vs St. Martin National Bank
Metric by metric
| Measure | State Bank of Easton | St. Martin National Bank |
|---|---|---|
| TellerScore | 74 | 100 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 47 | 100 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 51st | 100th |
| Total assets | $28.4M | $29.4M |
| Deposits / shares | $23.6M | $25.0M |
| Capital ratio | 13.76% | 15.51% (stronger) |
| Problem loans | 1.60% | 0.00% (stronger) |
| Net charge-offs | -0.41% (stronger) | 0.00% |
| Return on assets | 1.45% | 2.42% (stronger) |
| Loans ÷ deposits | 83.0% | 52.6% (stronger) |
| Uninsured deposits | 13.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Martin National Bank has the higher TellerScore (100 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Easton leads on 1 and St. Martin National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.