State Bank of Easton (FDIC certificate #16561) is based in Easton, Minnesota. Its Q2 2026 call report shows $28.4M in total assets and $23.6M in deposits and 1 office.
State Bank of Easton has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 51% of its 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 77th. Capital cushion contributes the most (88/100, 13.76%); loan quality contributes the least (47/100, 1.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 74 |
| Q4 2024 | 64 |
| Q1 2025 | 65 |
| Q2 2025 | 73 |
| Q3 2025 | 72 |
| Q4 2025 | 71 |
| Q1 2026 | 68 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.55% |
| Q3 2024 | 12.61% |
| Q4 2024 | 12.46% |
| Q1 2025 | 12.54% |
| Q2 2025 | 13.20% |
| Q3 2025 | 13.56% |
| Q4 2025 | 13.44% |
| Q1 2026 | 13.60% |
| Q2 2026 | 13.76% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.17% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.97% |
| Q1 2025 | 2.10% |
| Q2 2025 | 1.53% |
| Q3 2025 | 1.69% |
| Q4 2025 | 1.70% |
| Q1 2026 | 2.19% |
| Q2 2026 | 1.60% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.31% |
| Q4 2024 | 1.05% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.29% |
| Q3 2025 | 1.28% |
| Q4 2025 | 1.22% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $28.4M | 13.76% | 1.60% | 1.45% | 83.0% |
| Q1 2026 | 68 | $29.5M | 13.60% | 2.19% | 1.38% | 76.8% |
| Q4 2025 | 71 | $28.0M | 13.44% | 1.70% | 1.22% | 78.6% |
| Q3 2025 | 72 | $28.2M | 13.56% | 1.69% | 1.28% | 78.6% |
| Q2 2025 | 73 | $27.5M | 13.20% | 1.53% | 1.29% | 72.8% |
| Q1 2025 | 65 | $29.1M | 12.54% | 2.10% | 1.07% | 67.1% |
| Q4 2024 | 64 | $28.7M | 12.46% | 1.97% | 1.05% | 76.3% |
| Q3 2024 | 74 | $28.3M | 12.61% | 1.17% | 1.31% | 75.5% |
| Q2 2024 | 74 | $28.4M | 12.55% | 1.17% | 1.23% | 69.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Martin National BankBank Saint Martin, MN | 100 out of 100, Very strong | $29.4M | 15.5% | 0.00% | vs |
| Minnesota First Credit and Savings, IncorporatedBank Rochester, MN | 76 out of 100, Strong | $29.9M | 14.2% | 0.12% | vs |
| Lake Country Community BankBank Morristown, MN | 74 out of 100, Strong | $31.5M | 11.9% | 0.00% | vs |
| First State Bank of SwanvilleBank Swanville, MN | 68 out of 100, Moderate | $23.8M | 18.1% | 2.16% | vs |
| The First National Bank of ProctorBank Proctor, MN | 69 out of 100, Moderate | $34.0M | 8.5% | 0.00% | vs |
| The First National Bank of FairfaxBank Fairfax, MN | 67 out of 100, Moderate | $35.6M | 38.5% | 8.68% | vs |
Deposit insurance
Is my money safe at State Bank of Easton?
Yes. State Bank of Easton is an FDIC-insured institution (FDIC certificate #16561). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.4% of deposits ($3.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.45% (benchmark: 10%).
1 location
Branches
State Bank of Easton lists 1 office in 1 city. Most locations:
- Easton, MN (1)
Identity & history
Profile
- Legal name
- State Bank of Easton
- Type
- State-chartered bank
- FDIC certificate #
- 16561
- RSSD ID
- 379050
- Primary regulator
- FDIC
- Holding company
- Easton Bancshares Inc
- Established
- May 21, 1934
- Headquarters
- 50 Main St, Easton, MN 56025
- Website
- statebankeaston.com
- Employees
- 3
Quick answers
State Bank of Easton: common questions
Is State Bank of Easton FDIC insured?
Yes. State Bank of Easton is an FDIC-insured institution (FDIC certificate #16561). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is State Bank of Easton's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has State Bank of Easton ever failed?
There is no failure record for FDIC certificate #16561 in the FDIC failed bank list.
How many branches does State Bank of Easton have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Easton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Arcadian BankBank Hartland, MN | 85 out of 100, Very strong | $242.1M | 12.0% | 0.10% | vs |
| First Financial Bank in WinnebagoBank Winnebago, MN | 82 out of 100, Strong | $58.1M | 13.8% | 0.66% | vs |
| Farmers Trust and Savings BankBank Buffalo Center, IA | 74 out of 100, Strong | $422.7M | 9.9% | 0.06% | vs |
| Pioneer BankBank Mapleton, MN | 71 out of 100, Strong | $883.8M | 10.2% | 0.58% | vs |
| Global Innovations BankBank Kiester, MN | 70 out of 100, Strong | $120.1M | 8.5% | 0.03% | vs |
| Minnwest BankBank Redwood Falls, MN | 68 out of 100, Moderate | $2.9B | 10.8% | 0.56% | vs |