Side-by-side · Q2 2026 data
State Bank of Fairmont vs First Security Bank
Metric by metric
| Measure | State Bank of Fairmont | First Security Bank |
|---|---|---|
| TellerScore | 61 (stronger) | 37 |
| Capital cushion | 54 (stronger) | 29 |
| Loan quality | 32 (stronger) | 12 |
| Earnings | 89 (stronger) | 62 |
| Funding & liquidity | 76 (stronger) | 52 |
| Problem-loan coverage | 74 (stronger) | 51 |
| Peer percentile | 20th | 2nd |
| Total assets | $154.2M | $161.7M |
| Deposits / shares | $139.1M | $121.6M |
| Capital ratio | 10.40% (stronger) | 7.93% |
| Problem loans | 2.03% (stronger) | 2.63% |
| Net charge-offs | 0.27% | 0.15% (stronger) |
| Return on assets | 1.74% (stronger) | 1.05% |
| Loans ÷ deposits | 75.1% (stronger) | 98.6% |
| Uninsured deposits | 23.5% (stronger) | 23.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Fairmont has the higher TellerScore (61 vs 37). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Fairmont leads on 6 and First Security Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.