Side-by-side · Q2 2026 data
State Bank of Fairmont vs Security State Bank of Hibbing
Metric by metric
| Measure | State Bank of Fairmont | Security State Bank of Hibbing |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 32 | 49 (stronger) |
| Earnings | 89 (stronger) | 63 |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 74 | 80 (stronger) |
| Peer percentile | 20th | 26th |
| Total assets | $154.2M | $151.9M |
| Deposits / shares | $139.1M | $129.9M |
| Capital ratio | 10.40% | 11.64% (stronger) |
| Problem loans | 2.03% | 1.54% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.66% |
| Return on assets | 1.74% (stronger) | 1.07% |
| Loans ÷ deposits | 75.1% (stronger) | 75.2% |
| Uninsured deposits | 23.5% | 22.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security State Bank of Hibbing has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Fairmont leads on 3 and Security State Bank of Hibbing on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.