Side-by-side · Q2 2026 data
State Bank of Graymont vs Community State Bank of Rock Falls
Metric by metric
| Measure | State Bank of Graymont | Community State Bank of Rock Falls |
|---|---|---|
| TellerScore | 51 (stronger) | 49 |
| Capital cushion | 68 | 70 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 60 (stronger) | 54 |
| Funding & liquidity | 81 | 84 (stronger) |
| Problem-loan coverage | 64 (stronger) | 44 |
| Peer percentile | 8th | 6th |
| Total assets | $312.7M | $318.4M |
| Deposits / shares | $270.8M | $280.6M |
| Capital ratio | 11.77% | 12.00% (stronger) |
| Problem loans | 3.61% (stronger) | 4.67% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.00% (stronger) | 0.86% |
| Loans ÷ deposits | 71.8% (stronger) | 75.8% |
| Uninsured deposits | 21.2% | 15.6% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Graymont has the higher TellerScore (51 vs 49). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Graymont leads on 5 and Community State Bank of Rock Falls on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.