Side-by-side · Q2 2026 data
State Bank of Graymont vs First Secure State Bank
Metric by metric
| Measure | State Bank of Graymont | First Secure State Bank |
|---|---|---|
| TellerScore | 51 | 68 (stronger) |
| Capital cushion | 68 | 80 (stronger) |
| Loan quality | 0 | 56 (stronger) |
| Earnings | 60 (stronger) | 46 |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 64 | 87 (stronger) |
| Peer percentile | 8th | 37th |
| Total assets | $312.7M | $305.6M |
| Deposits / shares | $270.8M | $249.3M |
| Capital ratio | 11.77% | 13.03% (stronger) |
| Problem loans | 3.61% | 1.31% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.00% (stronger) | 0.64% |
| Loans ÷ deposits | 71.8% (stronger) | 79.7% |
| Uninsured deposits | 21.2% | 11.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Secure State Bank has the higher TellerScore (68 vs 51). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Graymont leads on 3 and First Secure State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.