Side-by-side · Q2 2026 data
State Bank of India (California) vs FFB Bank
Metric by metric
| Measure | State Bank of India (California) | FFB Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 46 |
| Capital cushion | 90 (stronger) | 72 |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 64 | 73 (stronger) |
| Funding & liquidity | 31 (stronger) | 29 |
| Problem-loan coverage | 87 (stronger) | 56 |
| Peer percentile | 53rd | 5th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 14.05% (stronger) | 12.20% |
| Problem loans | 1.11% (stronger) | 3.54% |
| Net charge-offs | 0.01% (stronger) | 0.32% |
| Return on assets | 1.10% | 1.33% (stronger) |
| Loans ÷ deposits | 98.8% | 89.3% (stronger) |
| Uninsured deposits | 42.2% (stronger) | 52.7% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
State Bank of India (California) has the higher TellerScore (69 vs 46). On the 7 directional measures above (where higher or lower is clearly better), State Bank of India (California) leads on 5 and FFB Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.